Faster Payments (GBP, UK): sent within seconds, 24/7, up to £250,000 per payment.
CHAPS (GBP, same day): request before 15:30 on a business day to arrive the same day. Requests after 15:30 leave the next business day.
SEPA (EUR): instant where the receiving bank supports SEPA Instant; otherwise next business day.
International (other currencies): typically one to three business days depending on the destination.
Scheduled and bulk payments are processed at 07:00 UK time on the chosen date. If that date falls on a weekend or bank holiday they are sent on the next business day.